Privacy Policy

Last Updated: December 3, 2025

Your Privacy Matters

At Next Solutions, we are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

Information We Collect

Personal Information

We collect personal information that you provide directly to us, including:

  • Name, email address, phone number, and mailing address
  • Payment information (credit/debit card details, billing address)
  • Account credentials (username and password)
  • Date of birth and government-issued ID (for identity verification)
  • Social Security Number (for certain card types as required by law)

Transaction Information

When you use our prepaid and gift cards, we collect:

  • Card purchase and activation details
  • Transaction history and spending patterns
  • Card balance and reload information
  • Merchant information for transactions

Technical Information

We automatically collect certain information about your device and usage:

  • IP address, browser type, and operating system
  • Device identifiers and mobile network information
  • Cookies and similar tracking technologies
  • Website and app usage data (pages visited, time spent, etc.)

How We Use Your Information

We use the information we collect to:

  • Process card orders, activations, and transactions
  • Verify your identity and prevent fraud
  • Provide customer support and respond to inquiries
  • Send transaction confirmations and account notifications
  • Improve our services and develop new features
  • Comply with legal and regulatory requirements
  • Send marketing communications (with your consent)
  • Analyze usage patterns and conduct research

Information Sharing and Disclosure

We May Share Your Information With:
  • Issuing Bank: The US Bank that issues and manages the prepaid cards
  • Payment Processors: Third-party companies that process payments and transactions
  • Service Providers: Companies that help us operate our business (hosting, analytics, customer support)
  • Legal Authorities: When required by law, court order, or government request
  • Business Partners: With your consent, for co-branded offerings or promotions
  • Corporate Transactions: In connection with mergers, acquisitions, or sale of assets

We do not sell your personal information to third parties for their marketing purposes.

Data Security

Security Measures

We implement industry-standard security measures to protect your information:

  • 256-bit SSL encryption for data transmission
  • PCI-DSS compliance for payment card data
  • Secure data centers with restricted access
  • Regular security audits and vulnerability testing
  • Employee training on data protection
  • Multi-factor authentication for account access

Your Privacy Rights

You have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information (subject to legal requirements)
  • Opt-Out: Unsubscribe from marketing emails at any time
  • Portability: Request transfer of your data in a machine-readable format
  • Restriction: Request limitation on how we process your information

To exercise these rights, contact us at privacy@nextsolutions.net or call 1-800-555-1234.

Cookies and Tracking

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Provide personalized content and advertising
  • Detect and prevent fraud

You can control cookies through your browser settings, but disabling them may affect website functionality.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it promptly.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on our website and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Next Solutions LLC

c/o Privacy Department

500 Marquette Ave NW, Ste 1200

Albuquerque, NM 87102